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Hi friends, i am much excited to be a member in a study related forum of indiancareerclub.com. I am pursing my MBA in a prestigious institution now i would like to give some advice in getting the educational loans. Once your CAT/IIT/JEE exam results come out, finalize your college, course etc. and apply for the bank loan for education. Most probable all the banks provide loan for all the courses which are approved by UGC, AICTE or government. The educational loan cover the following( but it differs from bank to bank):
1.It covers the school, college or hostel fees, buying books and other necessary items.
2.Apart from that library,exam fees, library fees, even caution deposit are considered for loan.
3.Other expenses, which are mandatory for completing the course, travel expense as well as a maximum cost of Rd 50,000 for buying a 2 wheeler, are taken into account.
The amount for the loan differs according the institution and course. The loan amount can be repaid within 7 years.
1.It covers the school, college or hostel fees, buying books and other necessary items.
2.Apart from that library,exam fees, library fees, even caution deposit are considered for loan.
3.Other expenses, which are mandatory for completing the course, travel expense as well as a maximum cost of Rd 50,000 for buying a 2 wheeler, are taken into account.
The amount for the loan differs according the institution and course. The loan amount can be repaid within 7 years.
Hi Arjun, thanks for the valuable information. Educational loans help the parents in funding out the amount needed for higher studies. The students will also have to remember that their repaying period starts six months after completion of the course.
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